Auto Insurance
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Auto Insurance
- Reasonable Quotes
- Real-Time Comparisons
- Comprehensive Coverage
- Bilingual Customer Service
Most, if not all, US states require drivers to carry mandatory liability insurance coverage. Auto insurance covers the cost of damage to property and injuries to other parties, protecting drivers in the event of an expensive—or even devastating—accident.
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Auto
Insurance
Most, if not all, U.S. states require drivers to carry mandatory liability insurance coverage. Auto insurance covers the cost of property damage and/or injuries to other parties, protecting drivers in the event of an expensive—or even devastating—accident.
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Affordable Prices
Tigerless tailors auto insurance per the specific requirements of each state, offering competitive prices and comprehensive coverage nationwide.
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Real-Time Comparisons
Tigerless agents partner with multiple insurers to provide tailored plans by comparing options and matching them to the specific needs of drivers.
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Comprehensive Coverage
Select collision, comprehensive, medical, and other coverage options to protect both parties financially and ensure safety during unforeseen accidents.
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Bilingual Customer Service
Tigerless offers bilingual services in Chinese and English, bridging any language gaps to provide clear information and confident product choices.
Frequently Asked Questions
YES. In the United States, laws in nearly all states necessitate compulsory auto insurance: meaning that if you’re pulled over while lacking the same, you’ll face various consequences including fines, vehicle impoundment, license suspension, or even legal penalties.
Generally, “partial” auto insurance includes only liability coverage. “Full” coverage, on the other hand, includes additional options such as medical payment, collision coverage, comprehensive coverage, etc. Note that auto insurance laws vary by state, meaning some areas may require vehicle owners to purchase full coverage (so policyholders should choose the appropriate insurance option based on their state's requirements).
Data shows that premiums are generally higher for drivers aged 16-19 than other age groups, partly because the probability of traffic accidents is three times higher for these drivers than others. In the United States, drivers under the age of 25 are categorized as "young drivers," with the age of 25 serving as the threshold for premium reductions. Premiums rise once again at age 65 due to increased risk among older drivers. Aside from age, car insurance costs also depend on vehicle condition.
① Contact your current insurance company and request to terminate the policy as of a specific date.
② Cancel automatic payments (if previously established) and unlink your bank account.
③ Purchase a new auto insurance plan before the renewal date of the previous policy.
Take swift action following an accident: contact your insurer, document the other driver's details to prevent a hit-and-run charge, assess injuries on the scene, inspect your vehicle, collect evidence, and file a police report. Provide a statement to law enforcement and exchange personal and vehicle info with the other party. Your insurer will then assign an adjuster to manage the subsequent process, which may involve scheduling repairs, evaluating your vehicle's condition, and/or offering additional support.
Yes; they too are covered. Even if their names are not on the policy, so long as your insurance does not explicitly exclude any household member, coverage extends to them as well.
In most cases, your auto insurance will act as the primary liability and provide coverage should an accident take place (with your friend’s auto insurance only coming into play as secondary liability after your insurance coverage limit is reached).
Be mindful when lending your car! In the event of an accident, your auto insurance will bear any initial losses; and if your friend has insufficient insurance coverage or refuses to accept these losses, you should be prepared to assume legal responsibilities and the like.